Reducing Debts

Reducing debts is always welcome no matter who you talk to!  For us the past month has been very stressful as after 3 1/2 yrs we finally managed to sell the house in Townsville (far North Australia ) . We sold up don where & moved up there for a lifestyle change that after just 9 months was evident it was NOT working, so we put the house up for auction, came back here, purchased the little cottage we now live in and waited for the house to get sold at auction......which didn't happen as the market crashed, and kept crashing, and even with tenants that didn't cover the full mortgage, or rates, or repairs or repairing damage from tenants........but finally, and yes with a substantial loss, the house up there is sold!!! Settlement has gone through and I feel such a sense of relief!!!  We are back to one mortgage, a couple of credit cards that were used to keep our heads above water over the past couple of years ( thanks to the tenants from hell for that extra few thousand dollars with of expense).  So now we will be able to concentrate on getting this mortgage down, down and down!!!  So now, I can get back to doing things again, my apologies that I have been so quiet, but then perhaps nobody notices when I don't blog anyhow LOL.